Professor Daleen Millard in the Department of Private Law, who joined the Faculty of Law (UP Law) at the University of Pretoria (UP) at the beginning of July 2020, has recently published her first publication under the UP flag in Juta’s Law Insurance Bulletin, Volume 23 No 2 of 2020.
Herein she discusses ‘Claims and complaints handling in terms of the 2018 Policyholder Protection Rules in light of the new policy holders’ protection rules’, and the recent case of Café Chameleon CC v Guardrisk Insurance Company Ltd Case number 5736/2020;  ZAWCHC 65 (26 June 2020) wherein Judge J le Grange ordered the following:
‘1.) The Respondent is declared liable to indemnify the Applicant in terms of the Business Interruption section of Policy number HIC 0000-02950 for any loss suffered since 27 March 2020 as a result of the Covid-19 outbreak in South Africa which resulted in the promulgation and enforcement of Regulations made by the Minister of Co-operative Government and Traditional Affairs under the Disaster Management Act, 57 of 2002.
2.) The Respondent is ordered to make payment(s) in respect of such losses as the Applicant is able to calculate and quantify from time to time.
3.) The Applicant is given leave to approach this Court on the same papers, supplemented as may be necessary, and no fewer than five days' notice to the Respondent, for such further, supplementary, clarificatory or incidental relief as may be necessary.
4.) The Respondent to pay the Applicant's costs, such costs to include the costs of two counsel.’